# Open bank account | Paperwork | Moving to Ireland > If you're moving to Ireland and want to open a bank account, there are several steps you can follow: Source: https://www.movingtoireland.co/guides/paperwork/open-bank-account/ Paperwork · Step 3 of 7 # Open bank account 3 min read · Updated 13 September 2026 If you're moving to Ireland and want to open a bank account, there are several steps you can follow: **Research the different banks operating in Ireland:** Some of the largest banks in Ireland include AIB, Bank of Ireland, Permanent TSB. There are some fresh digital-only financial institutions, such as Revolut and N26, that are vying with conventional banks. Most banks in Ireland impose transaction fees or administrative charges on their current accounts. **Check if you meet the eligibility criteria:** Most banks in Ireland require that you have a valid form of identification, proof of address, and proof of income. You may also need to provide proof of your eligibility to reside and work in Ireland. **Gather the necessary documentation:** You'll need to bring along your passport or national ID card, proof of address (such as a utility bill), proof of income (such as a recent payslip), and any other documents that may be required by the bank you choose. **Decide a type of account:** Most banks offer a range of accounts, including current accounts, savings accounts, and credit card accounts. Consider your specific needs and select the account that is best for you. **Open the account:** You can typically open a bank account by visiting a branch of the bank you've selected. During your visit, you'll need to provide the necessary documentation and fill out any required forms. If you’ve selected an online banking, you can do open the account online. N26 opens your account in 8 minutes. **Activate your account:** After your account is opened, you'll receive an ATM card or debit card, as well as other information about how to activate and use your account. * * * ## ★ Tip - Note that different banks may have different requirements, so it's a good idea to check with the specific bank you're interested in before making a visit. Compare current account fees and benefits with [Bonkers.ie](http://www.bonkers.ie/compare-current-accounts/your-results/). Find the account that’s right for you. * * * ## Editor’s Choice If you don't require in-person access to a bank branch, don't need to deposit checks, and don't plan to deposit cash, a free account with Revolut or N26 would suffice, and they both offer their services at no cost. If you believe you'll need to deposit both cash and checks, consider having both an account with EBS and one with N26 or Revolut. Keep in mind that you won't receive a checkbook from either account. Both accounts are free to maintain. The EBS account can be used for withdrawing funds at ATMs, depositing cash, and checks. You can use the N26 or Revolut debit card for transactions such as Apple Pay, Google Pay, and free purchases made in currencies besides the euro. Your salary can be deposited into either bank, and you can transfer money between them as needed. Additionally, having multiple bank accounts reduces the risk of having no access to funds in the event of IT issues with your bank or card provider. **Note:** EBS is a subsidiary of AIB group, and they announced in January 2022 that they were undergoing “a number of strategic changes that build on the current proposition.” It is possible that EBS may eventually close current accounts and focus solely on mortgages. * * * ### Support yourself and us! ❤️ Take control of your finances with Revolut or N26! As a user, you'll enjoy a range of financial services, including free transactions, real-time insights, and more. Plus, as a bonus, both you and I will earn a commission. Start managing your money with ease, click now to join either [Revolut](http://www.revolut.com/referral/furkan48l4) or [N26](http://www.n26.com/r/furkany7760). **Revolut:** [https://revolut.com/referral/furkan48l4](http://www.revolut.com/referral/furkan48l4) **N26:** [https://n26.com/r/furkany7760](http://www.n26.com/r/furkany7760) ![](https://www.movingtoireland.co/apple-touch-icon.png) You have read 27% of this guide ## Keep reading in the Moving to Ireland app The rest of **Open bank account** — about 2 minutes more — is in the app, free to download, alongside 98 other guides and a checklist built around your own move. Still to come in this guide - ★ Tip - Editor’s Choice - Support yourself and us! ❤️ [Download free on the App Store](https://apps.apple.com/app/moving-to-ireland/id6446055261) iPhone and iPad · no account needed ## More on paperwork [All 7 guides in this section](https://www.movingtoireland.co/guides/paperwork/) - ### [Your top priority: Apply for PPS number](https://www.movingtoireland.co/guides/paperwork/your-1st-priority-apply-for-pps-number/) PPS (Personal Public Service) Number is an important document for anyone who moves to Ireland, as it serves as a unique identifier for accessing public… 3 min read - ### [Obtain Irish Residence Permit (IRP) card](https://www.movingtoireland.co/guides/paperwork/obtain-irp-card/) The Irish Residence Permit (IRP), formerly known as GNIB card, is a document that proves a non-European Union (EU) national's right to live and work in… 3 min read · For Non-EU citizens - ### [The Foreign Earned Income Exclusion for US expats](https://www.movingtoireland.co/guides/paperwork/the-foreign-earned-income-exclusion-for-us-expat/) As you are a US citizen, you must file both your US taxes and your Republic of Ireland taxes, but may claim the Foreign Earned Income exclusion. 5 min read · For US citizens - ### [FBAR Obligation for US Expats: What You Need to Know](https://www.movingtoireland.co/guides/paperwork/fbar-obligation-for-us-expats-what-you-need-to-know/) As a US citizen or green card holder living abroad, you have an obligation to report your foreign financial accounts to the U.S. government. The Foreign… 3 min read · For US citizens Keep going ## Get the full paperwork roadmap in the app Moving to Ireland turns 99 guides into a personal checklist. Tell it your passport, whether you have moved yet, and who is coming with you, and it lays out every step in order — from the visa to the bins. - Step-by-step checklist - Tailored to your passport - Pre-move & post-move - Family & pet sections [![Download Moving to Ireland on the App Store](https://www.movingtoireland.co/images/app-store-badge.svg)](https://apps.apple.com/app/moving-to-ireland/id6446055261) ★★★★★ 4.9 on the App Store [![Expats who settled in Ireland, two five-star App Store reviews, and the Moving to Ireland app showing its relocation checklist](https://www.movingtoireland.co/images/app-social-proof.webp)](https://apps.apple.com/app/moving-to-ireland/id6446055261)